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Access, Performance, Value...

The ACCEL/Exchange debit payments network has nearly four decades of experience as a payments innovator by providing our members a unique combination of access, performance and value. ACCEL/Exchange is welcomed nationwide, at merchants large and small; nationally and locally, wherever PIN debit is accepted. Cardholders can also conveniently shop online, and pay bills - online or by telephone - through ACCEL/Exchange. Secure internet PIN debit for online shopping purchases was first introduced by ACCEL/Exchange. This PCI-compliant solution enables consumers to conduct a more secure online transaction using their debit card and PIN. Our expansive network of ATMs in 50 U.S. states, territories and Canada offers cardholders convenient cash and financial transaction access when and where they want. 

Although ACCEL/Exchange is a payments network that delivers national and international access, we have the experience, technology and flexibility to tailor local and regional programs to address specific market opportunities and help members achieve their unique objectives. ACCEL/Exchange is constantly engaged in reviewing and evaluating existing and emerging technologies and opportunities for delivering secure, innovative and convenient products and services to our members.

  • Deposit Here! 

    Deposit Here! enables ACCEL/Exchange cardholders to make deposits at other participating members’ ATMs. Cardholders from other participating members can also make deposits at a client’s ATMs. Deposit Here! allows for a wider geographic base of ATMs that will accept deposits from cardholders and provides fee income potential through cardholders using a member’s ATMs for deposits.


  • Surcharge-Free ATM Access 

    No SUR! provides ACCEL/Exchange cardholders access to surcharge-free ATMs throughout the U.S. and Canada. ACCEL/Exchange also offers access to thousands of surcharge-free ATMs in leading national and regional locations through our partnership with Allpoint, America’s largest surcharge-free ATM network.

  • The Card Alert Service

    ACCEL/Exchange provides its card-issuing members with participation in The Card Alert Service, a counterfeit card fraud detection and management service from FICO. The Card Alert Service combines powerful predictive analytic software and investigative techniques to help issuers spot fraud in its earliest stages and reduce counterfeit losses.

  • Secure Internet PIN Debit

    Secure Internet PIN Debit offers you a payment solution that leverages your existing DDA relationships and keeps e-commerce transactions within your control, unlike other alternative payment channels available to consumers. With secure Internet PIN Debit, your financial institution can generate new interchange revenue while enhancing your payment card profitability and effectively manage fraud and its associated costs.

  • Marketing Support

    ACCEL/Exchange offers attractive, compelling consumer-marketing materials to be used at your branches and in the mail. To support your marketing activities with existing and prospective cardholders, ACCEL/Exchange offers materials that can help you promote the value of your debit card program through the cardholder benefits it delivers. Materials are available in the form of statement inserts, posters and tent cards, which can be branded with your financial institution name and logo. Your financial institution will benefit from these professional, cost-effective consumer-marketing materials that will enhance your cardholder satisfaction and attract new cardholders to your financial institution.

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  • Our Members Come First

    ACCEL/Exchange is the only major payments network that offers an innovative governance structure comprised of financial institutions representing a cross-section of our network members. Our Network Advisory Council collaborates with ACCEL/Exchange to help establish the strategic direction for the Network, and is directly involved in decisions that directly impact member financial institutions and participants. Our unique governance structure

enables us to address the needs of our overall membership, and be responsible to specific financial market segments. 

  • Community Involvement

    The education exchange college grant program, sponsored by ACCEL/Exchange, allows your financial institution to invest in the communities you serve. This annual program awards $50,000 to eligible high school seniors each school year. Established in 1994 especially for ACCEL/Exchange member institutions, the free program's goal is to recognize, honor and assist hardworking and academically talented students as they further their education and prepare for tomorrow's careers. ACCEL/Exchange contributes all grant money, and offers free marketing tools to our members to help promote the grant recipient's accomplishments.

Innovation is a key component of the ACCEL/Exchange strategy, and new payment technologies are evaluated on the basis of three critical factors: (1) Maintaining financial institution-centricity; (2) Expanding ACCEL/Exchange transaction sets to deliver new and recurring interchange revenue sources; (3) Providing members with solutions that effectively address and satisfy consumers' growing on-demand needs and requirements.  

 

 

 

 

Making Sense of the Breaking News Regarding Debit Interchange

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